Loan in Denmark

Looking for a loan in Denmark? Apply for loans with competitive interest rates via Lendo – your helping hand on the loan market

Mybanker and Lendo cooperate to offer you the biggest comparison service for loans, interest rates, and house finance, in Denmark.
  • Receive loan offers from up to 21 banks
  • 100% free and non-binding application process
  • Quick and easy payout
Din låneansøgning sker i samarbejde med

Lendo collaborate with 21 banks

How to apply


Fill out an application for your desired loan. It only takes a few minutes. After that, Lendo will gather loan offers from up to 21 banks.


You’ll receive the initial responses within a few minutes. Then, you can easily compare your personalised loan offers.


Select the loan that suits you best. It is free to apply for a loan via Lendo, and the offers are entirely non-binding.

indhent tilbud på forskellige lånebeløb

Personal loans in Denmark

Discover financial freedom with Lendo’s tailored personal loans. You will be offered competitive rates and a hassle-free application process. Your dreams, our commitment. Start your journey today!

Apply today

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House loans in Denmark

Discover the simplicity in applying for a home loan. Apply and compare competitive rates, flexible terms and personalised solutions.

We have already helped over 300.000 users collecting financial offers from Danish banks.

Apply today


Car loans in Denmark

Experience the ease of financing your dream car. Apply via Lendo and receive offers with competitive interest rates and a straightforward application process.

Apply today

FAQ - Loan in Denmark

Different types of loans:

Mybanker and Lendo offer a wide range of loans in Denmark. Depending on your situation, you might be looking for a specific type of loan. On Mybanker’s website, you can browse through the different types of loans available. Below, we explain some of them in more detail.

Traditional consumer loans

Consumer loan is probably one of the most common types of loans. Consumer loans are a simple form of lending, as you can use the money for any situation. Unlike, e.g., a mortgage, this type of loan does not demand collateral. In Denmark, we have many creditors offering to loan money to you. This gives you an opportunity to compare the creditors and get the best offer.

Debt consolidation

Debt consolidation is as the name reveals, a loan for consolidating loans/debt. Many people have more than one loan, paying fees, interests and expenses for every single loan they have. By consolidating your loans into one, you only need to pay fees and expenses for a single loan. Often, you can get a lower interest rate if you have a higher loan amount. Hence, consolidating your loans into one will often give you a cheaper loan in the end.

Car loan

A car loan, in Danish referred to as “billån”, is a loan for cars. Often the loan is earmarked, meaning that the loan must be used to purchase a car. Opposite to private loans where the loan is at your own disposal. In Denmark, you can both be offered car loans with or without a demand of collateral. Further, you can decide to put down an initial payment, often giving you better loan terms.

Home loan

In Denmark, we have different types of loans for when buying different types of homes. The most common being mortgages. Mortgage is what you would call a “collateralized loan”. This means, your house or apartment serves as collateral for the loan. However, the Danish mortgage market has a unique structure compared to other countries.

The most distinct feature is the Danish mortgage bond system, often referred to as “realkredit”. Danish home loans are often financed through the issuance of mortgage bonds( Obligationer). These are sold to investors. This differs from other countries where the bank often funds the loan. If you want to know more about mortgages, often referred to as “Realkreditlån” or “boliglån”, you can browse our library of articles on the subject.

Student loan

Students lending money during their education is not an unknown thing and Denmark is no exception. However, Danish students have the opportunity to lend money from the government at a low interest rate, compared to a traditional consumer loan.

You may have heard that Danish students receive payment to attend university and other educational institutions. This is called SU and is paid by the government. The Danish student loan is handled by the government and is often referred to as “SU-lån.” If you are studying at a listed university or educational institution, you can increase the amount of money you get monthly in “SU.” Further, you do not have to pay off the student loan before 1 year after you have finished your education.


What criteria must you fulfil to qualify for a loan?

Most creditors have criteria you must meet in order to qualify for a loan. In general, loan criteria is mostly put up to make sure your economy can handle a payback agreement.

In order to qualify for a loan you must fulfil the following criteria:

  • You must be at least 18 years old and some creditors have a higher age limit
  • You must have a Danish residence
  • You cannot be registered in RKI or Debitor Registeret (The Danish Debt Register)

Depending on the creditor and loan type, the criterias may differ as well as more criteria may come into play.


Having trouble understanding Danish? We are here to help

Not many banks offer information about loans and credits in languages other than Danish. However, this should not uphold you from receiving financial aid to achieve your goals and dreams.

Both Mybanker and Lendo offer personal support if you need help applying for a loan for a car, a home or something else. You can contact Lendo’s support service at:

  • Tlf: (+45) 70 50 00 10